Editor In Chief

Estimate your total monthly mortgage payment including principal, interest, property taxes, homeowners insurance, and PMI when applicable.

Estimate monthly private mortgage insurance (PMI) based on home price, down payment, loan term, credit score range, and loan type. This calculator uses a typical annual PMI rate adjusted for borrower risk and converts it to a monthly estimate.

Estimate your monthly payment for a home improvement loan based on loan amount, interest rate, repayment term, and lender fees.

Estimate the total interest cost on a construction loan based on project budget, down payment, loan term, annual interest rate, and average percentage of funds drawn during construction.

Estimate the monthly payment for a second mortgage using the loan amount, interest rate, repayment term, and closing costs rolled into the loan.

Estimate the initial principal limit for a reverse mortgage based on the home’s appraised value, the youngest borrower’s age, the expected interest rate, the upfront mortgage insurance premium rate, and the lending limit. This simplified calculator uses a principal limit factor approximation that increases with age and decreases with interest rate.

Estimate the monthly principal and interest payment for a jumbo mortgage using home price, down payment, interest rate, and loan term.

Estimate the monthly principal and interest payment for a USDA home loan using home price, down payment, interest rate, loan term, and annual property tax. This calculator assumes the USDA guarantee fee is financed into the loan amount and adds monthly property tax to the estimated payment.

Estimate your monthly VA mortgage payment including principal and interest, property taxes, homeowners insurance, and the VA funding fee. This calculator uses home price, down payment, loan term, interest rate, military usage category, and disability exemption status to estimate the financed loan amount and monthly payment.

Estimate the total monthly FHA mortgage payment including principal and interest, annual mortgage insurance premium, monthly property taxes, homeowners insurance, and HOA dues. Assumes a standard FHA upfront mortgage insurance premium financed into the loan.

Compare the estimated monthly cost of buying a home versus renting by factoring in home price, down payment, mortgage rate, loan term, property taxes, homeowners insurance, maintenance, and current monthly rent. A positive result means renting costs more per month than buying, while a negative result means buying costs more.

Compare two mortgage options by estimating the monthly payment difference based on loan amount, term, interest rates, and upfront closing costs.

Estimate the interest savings from making an extra mortgage prepayment and see the remaining balance after the prepayment is applied.

Estimate the remaining balance on a mortgage after making payments over time based on the original loan amount, interest rate, loan term, and payments already made.

Calculate the original mortgage principal based on monthly payment, annual interest rate, loan term, and optional remaining balance with years already paid.

Estimate the annual percentage rate (APR) for a fixed-rate mortgage by combining the note interest rate with upfront lender fees and closing costs spread over the loan term.

Estimate the upfront cost of discount points and compare it with monthly savings from a lower interest rate to understand the break-even period.

Estimate your new monthly principal and interest payment after making a lump-sum payment and recasting your mortgage. This calculator uses your current loan balance, interest rate, remaining term, and recast payment amount to compute the revised payment.

Estimate your new monthly mortgage payment after refinancing based on your remaining loan balance, new interest rate, loan term, closing costs, and estimated years you plan to keep the new loan.

Calculate the monthly interest-only mortgage payment based on the loan amount, interest rate, and interest-only period. This estimate shows the payment during the interest-only phase and does not include principal repayment, taxes, insurance, or fees.

Estimate the monthly payment for an adjustable rate mortgage after the initial fixed period ends using the loan amount, loan term, remaining term at adjustment, and adjusted interest rate.

Calculate the estimated monthly principal and interest payment for a fixed rate mortgage based on home price, down payment, loan term, and annual interest rate.

Estimate the monthly payment for a 30-year fixed-rate mortgage using home price, down payment, interest rate, property tax, and annual homeowners insurance.

Calculate the estimated monthly payment for a 15-year fixed-rate mortgage using home price, down payment, interest rate, property taxes, homeowners insurance, and HOA dues.

Estimate your biweekly mortgage payment based on loan amount, interest rate, loan term, and payment schedule type. This calculator compares standard biweekly payments with accelerated biweekly payments, which can help pay off a mortgage faster.

Calculate the remaining payoff amount on a mortgage based on the original loan balance, annual interest rate, loan term, payments already made, and any extra monthly payment. This estimate uses standard amortization logic to show the balance remaining after the specified number of payments.

Calculate the estimated monthly mortgage payment using loan amount, interest rate, loan term, annual property tax, annual homeowners insurance, and PMI rate. The result includes principal, interest, taxes, insurance, and PMI.

Estimate your monthly mortgage payment based on home price, down payment, loan term, annual interest rate, and property tax rate.

Estimate the monthly mortgage payment attributable to principal and interest using the loan amount, annual interest rate, and loan term. You can also include a down payment to calculate the financed loan amount from a home price.

Estimate the maximum home price you may be able to afford based on your annual household income, monthly debt payments, down payment, mortgage interest rate, and loan term. This calculator uses common debt-to-income guidelines and subtracts estimated housing costs from the monthly payment available for principal and interest.